How much tax will you pay as a freelancer in Bulgaria in 2026?
May 22, 20265 min read
How much tax will you pay as a freelancer in Bulgaria in 2026?
If you are registering as a freelance professional or weighing EOOD, the first question is usually: what is left after taxes and social insurance? Firmify’s free calculator answers in minutes — with 2026 rates.
➡️ Open the calculator | Full guide
Why “10% tax” is not the full story
Bulgaria’s headline income tax is 10%, but freelancers also face:
- NPR deduction (25%, 40%, or 60%) — you do not tax the full turnover
- Social insurance — DOO, health, and supplementary pension on your chosen base (min. BGN 933/month in 2026)
- Advance payments and the annual personal tax return (Art. 50)
Effective burden is often 22–30% of gross — depending on income and insurance base.
Three quick examples (indicative)
| Profile | Gross income | NPR | Indicative effective burden |
|---|---|---|---|
| IT consultant | BGN 30,000 | 25% | ~24–26% |
| Accountant | BGN 50,000 | 40% | ~26–28% |
| Artist | BGN 24,000 | 60% | ~20–23% |
Exact figures depend on insurance income — check the calculator.
When EOOD looks better
At higher, stable revenue, corporate tax plus dividend tax can leave more net — but with higher admin cost. The calculator includes an EOOD column so you can compare on equal inputs.
Deeper dive: Tax comparison: freelancer vs EOOD.
What to do after you run the numbers
- Register BULSTAT — online with Firmify from EUR 29
- Use free accounting — freelancer module in Firmify
- Choose insurance income carefully — do not under-insure for short-term savings
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