Salary vs Dividend calculator

Compare net income when paying yourself as salary vs dividend. For EOOD owners looking to optimize their tax burden.

Input data

The net amount you want to receive — as salary or dividend.

933 BGN

Between 933 and 3750 BGN for 2026. In the dividend scenario, the manager pays insurance on this base.

Salary

Gross salary30 000 BGN
Employee social insurance (13.78%)-4134 BGN
Income tax (10%)-2587 BGN
Net salary23 279 BGN
+ Employer social insurance (18.92%)+5676 BGN
Total employer cost35 676 BGN
Effective rate34.7%

Dividend

Required company profit35 088 BGN
Corporate tax (10%)-3509 BGN
Dividend tax (5%)-1579 BGN
Net dividend30 000 BGN
+ Manager social insurance+3661 BGN
Total company cost38 749 BGN
Effective rate22.6%

Dividend wins by 6721 BGN more net income

Approximate estimate. Does not include advance payments, tax relief, or specific expenses. Consult an accountant.

Start accounting with FirmifyGuide: manager social insurance
Salary vs dividend calculator for EOOD 2026 | Firmify | Firmify